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Choose comprehensive lifetime pet cover, with up to £15k vet fees, no compulsory excess, and no hidden costs

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Lifetime pet insurance

It’s time for more inclusive pet insurance. Something that works for you and your pet – even if they have pre-existing medical conditions.

Our lifetime pet insurance has a Defaqto 5 star rating when you choose vet fees over £4k with all optional add-ons included.

Trustpilot
Up to £15,000
lifetime vet fees

Cover for pre-existing conditions

No compulsory excess

No upper age limit

No pet's too old

Your pet deserves the best at any age. That's why we offer the most comprehensive type of pet insurance - lifetime cover.

See examples of pricing
...
Dog Cover

  • £7,500 vet fee cover
  • £100 excess
  • 0% bill share
per month
Get a quote Find out more
...
Cat Cover

  • £7,500 vet fee cover
  • £100 excess
  • 0% bill share
per month
Get a quote Find out more

Unlimited video calls with vets

Keep your pets happy and healthy with unlimited access to an experienced UK-registered vet 24/7 with FirstVet when you join Petsure.

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How our pet insurance stacks up†

ManyPets Petplan Waggel
Maximum vet fees £15k per year £15k per year £12k per year £10k per year
Cover for pre-existing conditions? ✓ ✓ ✗ ✗
No compulsory excess? ✓ ✗ ✗ ✓
No compulsory co-payments for older pets? ✓ ✗ ✗ ✓
Tailor limits per pet on a multi-pet policy? ✓ ✗ ✓ ✓

†For Lifetime policies only – details correct as of 24 February 2022 via competitor websites. Competitor products are subject to their own T&Cs and for full details of the Petsure pet insurance please read our policy wording.

Multi-pet insurance

Cover more than one pet with our multi-pet insurance. This gives you the flexibility to set individual cover limits to suit the needs of each pet you insure.

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Hassle-free claims

94% of claims paid‡

Vets can be paid directly

Unlimited 24/7 use of FirstVet

Pets with medical conditions?

We’re setting new standards for pets with medical conditions.

No fixed excess

Paying part of your vet bill is always your choice - even as your pet gets older. When you’re buying your policy, choose the amount you’re comfortable paying should you need to claim.

Switch with continuous cover

When you switch to Petsure with back-to-back cover from your current provider, you could be covered from the very start of your policy.

A fair price for your pet’s conditions

When getting your quote, we’ll look to cover your pet’s conditions by asking you about your pet’s health, so the price you pay fairly reflects your pet’s conditions.

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Cover that gives you confidence

We want to do right by your pets. After all, they’re part of the family. You’re in control to choose your policy limits to give your pet the right level of protection for their needs.

Tailored pet insurance

Your pet is unique so choosing a ‘one size fits all’ pet insurance product isn’t always the best option. Choose your limits, excess and optional extras to create a policy that fits them like a collar.

Feel liberated

It can feel frustrating if you can’t get cover for your older pet. Or if you feel trapped with your current provider - especially when your pet has a pre-existing medical conditions. Feel the wind in your fur when you switch your pet insurance to Petsure.

Latest reviews

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Nombeko Mabandla 7hr ago

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Nombeko Mabandla 7hr ago

Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam, quis nostrud exercitation ullamco laboris nisi ut aliquip ex ea commodo consequat.

Nombeko Mabandla 7hr ago

* 2-year-old male Jack Russell Terrier that cost £500, neutered living in Northampton with a vet fee limit of £7,500 and no optional extras. Fixed £100 excess and no bill share. Priced with and without an abscess where there has been one visit to the vets, for the abscess, in the last 2 years and the pet has made a complete recovery with no follow up required. Prices correct as of 8th June 2021.

** 3-year-old female Black and White Shorthair that cost £100, spayed living in Northampton with a vet fee limit of £7,500 and no optional extras. Fixed £100 excess and no bill share. Priced with and without arthritis where no ongoing medication has to be taken. There has been no consultations/operations/follow ups required in the last 2 years and no need for future operations. The pet has made a complete recovery and is not overweight. Prices correct as of 8 June 2021.

‡Data from 2020-21 from our claims provider, Insurance Factory Limited

Illnesses won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy unless you are switching from another insurer on a like for like basis with no break in cover. Other exclusions may apply to other sections.