Our pet insurance has a Defaqto 5 star rating when you choose vet fees over £4k with all optional extras included.
Up to £15,000 vet fees
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Up to £15,000 vet fees
More info
Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.
Tailored pet insurance
More info
Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.
Switch with continuous cover
More info
Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.
Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included.
Basic cover alone has 3 star rating
Two-time winner National Insurance Awards Pet Insurance Award 2022 & 2023
Awarded Best Pet Insurance Provider at the Insurance Choice Awards 2022
All pre-existing conditions are considered*. When getting a quote, you’ll be asked about your pet’s health to see if we can cover them.
This means the price you pay fairly reflects any conditions that can be covered.
Choosing Petsure to protect your pet gives you more than just vet fee cover. Here's what you get from our lifetime pet insurance.
Dental accident
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
Behavioural treatment
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Complementary therapy
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards towards pet minding costs.
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards towards pet minding costs.
Third-party liability for dogs
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
Dental accident
More info
If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.
Behavioural treatment
More info
Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).
Complementary therapy
More info
This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment)
Emergency care
More info
If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards towards pet minding costs.
Third-party liability for dogs
More info
This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.
Choice of optional extras
More info
Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.
|
ManyPets | Petplan | Agria | |
|---|---|---|---|---|
| Maximum vet fees | £15,000 per year | £15,000 per year | £12,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | ||||
| No compulsory excess? | ||||
| No compulsory co-payments for older pets? | ||||
| Tailor limits per pet on a multi-pet policy? | ||||
| Dental treatment for accidents? | ||||
| Behavioural treatment and complementary therapy? |
|
|
ManyPets | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £15,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | ||
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
|
|
Petplan | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £12,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | ||
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
|
|
Agria | |
|---|---|---|
| Maximum vet fees | £15,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | ||
| No compulsory excess? | ||
| No compulsory co-payments for older pets? | ||
| Tailor limits per pet on a multi-pet policy? | ||
| Dental treatment for accidents? | ||
| Behavioural treatment and complementary therapy? |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £15,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £12,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
| Maximum vet fees | |
|---|---|
| £15,000 per year | £20,000 per year |
| Cover for pre-existing conditions? | |
| No compulsory excess? | |
| No compulsory co-payments for older pets? | |
| Tailor limits per pet on a multi-pet policy? | |
| Dental treatment for accidents? | |
| Behavioural treatment and complementary therapy? | |
†For Lifetime policies only – details correct as of 12 February 2024 via competitor websites. Competitor products are subject to their own T&Cs. For full details of Petsure pet insurance, please read our policy documents.
Your pet deserves the best at any age. That's why we offer the most comprehensive type of cover - lifetime pet insurance.
Dog insurance
Cat insurance
Multi-pet insurance
Dog insurance
Cat insurance
Multi-pet insurance
Tailor your policy to your pet’s needs
Pick your vet fee limit up to £15k, select any optional add ons, and choose whether to pay an excess or co-payment.
Claim as many times up to your chosen limit each policy year
If your pet falls ill or is injured and you need to make a claim, the cost will be taken from your chosen annual limit.
Your vet fee limit resets each year you renew your policy
When you stay with us, your pet will continue to be covered for repeated illnesses up to your policy limits.
Enjoy a range of benefits to support your pet parenting and help keep your best pet pal healthy and happy.
Keep your pets happy and healthy with unlimited 24/7 access to UK vet video calls
Save on your first 12 repeat subscription orders of Percuro planet-friendly and nutritional dog food
Dedicated emotional support with trained Blue Cross volunteers, 365 days a year
“I’ve teamed up with Petsure as their vet ambassador. Their insurance products could cover cats and dogs, healthy or with pre-existing conditions, old or young, with great flexibility to suit both you and them.”
Pet insurance covers your pet if they need treatment for an accident or illness.
The amount of cover you get depends on the type of pet insurance and what limits you choose. Find out more about the different types of pet insurance.
With Petsure pet insurance, your pet’s declared accepted conditions are covered for the life of your policy, as long as you continue to renew each year.
Petsure cover includes:
You can also add on optional extras like
With so many different types of pet insurance out there, knowing what’s what can get confusing.
Find out the differences between lifetime, maximum benefit, and time-limited pet insurance on our ‘what is lifetime pet insurance’ page.
Some of the things Petsure pet insurance doesn’t cover include:
The cost of pet insurance is different for each pet and is based on your chosen vet fee limit, excess, bill share, and cover options.
Where you live, your pet’s age, breed, and conditions, to name but a few, can also affect the price of your cover.
It can be tricky to decide what annual vet fee limit to get with your pet insurance. Here’s what can help you choose the vet fee limit for your pet’s cover:
Researching what conditions can affect each breed and the average cost to treat these conditions
Checking what your local vet charges for emergency treatment in case your pet has an accident
It’s completely your choice whether to buy pet insurance.
Remember, there’s no NHS for pets if they’re poorly or get in a scrape. So you’ll have to pay for everything yourself if you don’t have vet fee cover to put towards their treatment costs.
Having cover gives some owners peace of mind that their best pet pal is protected if they fall ill.
Pet insurance can also give you benefits and options beyond vet fees, such as emergency care and money towards advertising your missing pet. Discover why having dog insurance and cat cover is important.
You can find out more about cover, benefits and cost of vet bills in our guide to pet insurance.
Petsure pet insurance includes cover for dental accidents as standard.
Your pet won’t be covered for routine and preventative treatments such as a scale and polish. Unless this is to relieve suffering due to dental illness and you’ve bought our optional dental illness cover.
You can add Travel and Holiday cover to your Petsure policy for trips in the UK and overseas.
This gives you cover for:
Accidents can happen at any time and the risk of falling ill increases as your pet ages.
Having pet insurance in place as soon as possible can give you the reassurance they’re protected and enjoy living their best life.
Many pet insurers won’t take on new pets after a certain age, which is usually 8 for dogs and 10 for cats.
Petsure has no upper age limit and can cover your puppy or kitten from four weeks of age.
You can also switch with no break in cover if you’re moving on a like-for-like basis from another provider.
Learn how to keep your pet happy and healthy with guidance from expert vets and behaviourists.
Find out why pet insurance is worth it to cover the cost of vet bills over your pet’s lifetime, plus how to pick the best type of insurance for your pet.
What is lifetime pet insurance
We’re saying farewell to all of the confusion around lifetime pet insurance. Join us as we explore what it is and how it works.
How to choose the best pet insurance for my pet
We explain the top things you may want to think about when it comes to researching pet insurance policies, including how you can compare pet insurance.
