Older Cat Insurance

  • Unlimited 24/7 free access to FirstVet video consultations
  • No upper age limit
  • No compulsory excesses or bill share
  • Up to £15,000 vet fees
  • All pre-existing conditions considered*

Pet insurance for older cats you can trust

Give your senior cat the cover they deserve with pet insurance that will protect them during their golden years. Our pet insurance has a Defaqto 5 star rating when you choose to cover vet fees over £4k with all optional add-ons.

Join Petsure today

Up to £15,000 vet fees

More info

Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.

Tailored pet insurance

More info

Your pet is unique. Choose your limits, excess and optional extras to create a policy that fits them like a collar.

Switch with continuous cover

More info

Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.

Award-winning pet insurance provider

best_pet_insurance_provider_logo

Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included.

Basic cover alone has 3 star rating

best_pet_insurance_provider_logo

Two-time winner National Insurance Awards Pet Insurance Award 2022 & 2023

best_pet_insurance_provider_logo

Awarded Best Pet Insurance Provider at the Insurance Choice Awards 2022

national_insuranc_awards_2022

Unlimited video calls with a UK vet

Expert advice for your older cat is just a video call away. A FirstVet consultation never counts as a claim and their UK-registered vets are available 24/7. So you can get peace of mind that immediate support is there for your older cat, whenever you need it.

Discover FirstVet

How you're covered

Choosing Petsure to protect your pet gives you more than just vet fee cover. Here's what you get from our lifetime pet insurance.

Dental accident

More info

If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.

Behavioural treatment

More info

Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).

Complementary therapy

More info

This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment).

Emergency care

More info

If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards towards pet minding costs.

Prescribed diet food

More info

If your cat has a medical condition that needs to be controlled with their diet, you can get up to £250 towards their prescribed food.

Choice of optional extras

More info

Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your pet gets lost or stolen.

Compare our pet cover for older cats†

petsure-logo-white p-only-petsurelogo ManyPets Petplan Agria
Maximum vet fees £15,000 per year £15,000 per year £12,000 per year £20,000 per year
Cover for pre-existing conditions?
No compulsory excess?
No compulsory co-payments for older pets?
Tailor limits per pet on a multi-pet policy?
Dental treatment for accidents?
Behavioural treatment and complementary therapy?

†For Lifetime policies only – details correct as of 16 June 2023 via competitor websites. Competitor products are subject to their own T&Cs. For full details of Petsure pet insurance, please read our policy documents.

No pet’s too old

Your pet deserves the best at any age. That's why we offer the most comprehensive type of cover - lifetime pet insurance.

Cat insurance

Cat insurance image
  • Up to £15,000 vet fee limit
  • No compulsory excess or bill share
  • Choose optional extras to make your cat's cover fit like a collar

Pre-existing conditions insurance

Pre-existing conditions insurance image
  • Cover for most pre-existing conditions*
  • No compulsory excess or bill share
  • Unlimited 24/7 free access to video calls with FirstVet

Multi-pet insurance

Multi-pet insurance image
  • Up to £15,000 vet fee limit
  • Cover up to eight pets on one policy
  • Set individual cover limits, excesses, and optional extras

Cat insurance

Cat insurance image
  • Up to £15,000 vet fee limit
  • No compulsory excess or bill share
  • Choose optional extras to make your cat's cover fit like a collar

Pre-existing conditions insurance

Pre-existing conditions insurance image
  • Cover for most pre-existing conditions*
  • No compulsory excess or bill share
  • Unlimited 24/7 free access to video calls with FirstVet

Multi-pet insurance

Multi-pet insurance image
  • Up to £15,000 vet fee limit
  • Cover up to eight pets on one policy
  • Set individual cover limits, excesses, and optional extras

Your Petsure cover perks

Enjoy a range of benefits to support your pet parenting and help keep your best pet pal healthy and happy.

Petsure cover perks

Keep your pets happy and healthy with unlimited 24/7 access to UK vet video calls

Petsure cover perks

Save on your first 12 repeat subscription orders of Percuro planet-friendly and nutritional dog food

Petsure cover perks

Dedicated emotional support with trained Blue Cross volunteers, 365 days a year

Discover your treats

Watch to find out why Dr Scott works with Petsure

“I’ve teamed up with Petsure as their vet ambassador. Their insurance products could cover cats and dogs, healthy or with pre-existing conditions, old or young, with great flexibility to suit both you and them.” Dr Scott Miller, ITV This Morning vet

Frequently asked questions

  • Is pet insurance worth it for my older cat?

    Pet insurance isn’t compulsory, but choosing to take out cover for your older cat could help protect you from vet bills that result from accidents or unexpected illness.

    Towards their twilight years, cats can lose some of their street smarts (though try telling them that) and be prone to infections and chronic illnesses.

  • Does it cost more to insure an older cat?

    As your cat gets older, they’re more likely to need vet treatment. So you’ll often find the cost of your cat’s policy gets more expensive each year. This can also vary depending on where you live, any pre-existing conditions they have, and their breed.

  • Does it cost more to insure an older cat?

    As your cat gets older, they’re more likely to need vet treatment. So you’ll often find the cost of your cat’s policy gets more expensive each year. This can also vary depending on where you live, any pre-existing conditions they have, and their breed.

  • Can I get farewell cover for my older cat?

    You can choose farewell cover as an optional add on to your policy. This includes death from accidental injury or illness and cremation or burial.

    Saying goodbye to your cat is never easy, so adding farewell cover means you don’t have to fret about the cost.

  • Do you offer bereavement support for pet loss?

    If you’re ever faced with the difficult loss of your older cat, know that you are not alone. We’ve partnered with Blue Cross to give you bereavement support when you need it most.

    You have access to a dedicated support number and can speak with trained volunteers 365 days a year, from 8.30am to 8.30pm. Find the Petsure support number in your MyPetsure account or via our claims team.

  • Is dental cover included in my older cat insurance?

    Our standard lifetime cat insurance includes treatment for dental accidents up to your chosen vet fee limit. You can then extend your cover to include dental illness, up to a maximum of £5,000 or your vet fee limit (whichever is lower).

    Some other providers don’t cover dental illness or won’t offer a policy for older cats when they reach a certain age, but this depends on the individual provider and the policy type you choose.

Discover expert older cat guides and advice

Learn how to keep your pet happy and healthy with guidance from expert vets and behaviourists.