A new breed of

older cat insurance

  • check icon No upper age limit
  • check icon All pre-existing conditions considered*
  • check icon No compulsory excess or bill share
  • check icon Up to £15,000 vet fees
  • check icon Free 24/7 access to FirstVet video consultations

Pet insurance for older cats

Your senior feline has lots of purr-sonality and love to offer, so give them the cover they deserve with cat insurance for older cats.

You have the power to tailor your policy with up to £15,000 vet fee cover and no compulsory excess or co-payment. There’s no upper age cap and no limit on the number of claims per condition. If you continue to renew your cover and your older cat develops a chronic illness, they can still be covered with the same limits each year.

Our lifetime pet insurance has a Defaqto 5 star rating when you choose vet fee cover over £4k with all optional add-ons included.

5 star Defaqto badge

Why Petsure?

Cats are our curious and loyal companions, deserving of the highest levels of care and attention. Get the right support to keep your older cat happy and healthy via unlimited 24/7 video calls from a UK-registered vet.

Those latter feline years can sometimes bring health issues. You have the confidence that you're in control of your cat’s policy. Set your vet fee limit and decide whether to pay an excess or bill share. There’s no upper age limit, so being 16 years old won’t hold back your cat from getting cover.

A picture of a customer on a FirstVet video call with a UK vet

Unlimited video calls with a UK vet

Expert advice for your older cat is a video call away with FirstVet. A FirstVet consultation never counts as a claim and their UK-registered vets are available 24/7.

You have the confidence that you can get immediate support for your senior cat whenever and as often as you need it.

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Compare our pet cover

petsure-white p-only-petsurelogo ManyPets Petplan Agria
Maximum vet fees £15k per year £15k per year £12k per year £20k per year
Cover for pre-existing conditions?
No compulsory excess?
No compulsory co-payments for older pets?
Tailor limits per pet on a multi-pet policy?

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†For Lifetime policies only – details correct as of 16 June 2023 via competitor websites. Competitor products are subject to their own T&Cs. For full details of Petsure pet insurance, please read our policy wording.

Older cats with medical conditions

Older cats still have a zest for life, but it’s possible they’ve developed some conditions in their nine lives.

When applying for a quote, we’ll ask you about their pre-existing conditions* as well as some questions about their current health.

If you’re switching to Petsure from another provider, your cover could start immediately**.

Some of the conditions that are often seen in senior cats include arthritis, dementia, and heart disease.

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Product facts

Choosing to take out older cat insurance could help you feel prepared for vet bills that result from accidents or unexpected illness.

Towards their twilight years, cats can lose some of their street smarts (though try telling them that) and be prone to infections and chronic illnesses.

The cost of older cat insurance depends on a number of factors such as your cat’s age, breed, pre-existing conditions, as well as where you live.

Our pet insurance covers vet fees up to the limit you choose each year. Other benefits include behavioural treatment, emergency care, and dental accident cover.

There’s also the option to add on extras such as farewell cover, dental illness, missing pet, and travel and holiday cover.

Check your policy wording carefully for any inner limits, policy conditions, or exclusions.

Our standard lifetime cat insurance includes treatment for dental accidents up to your chosen vet fee limit. You can then extend your cover to include dental illness, up to a maximum of £5,000 or your vet fee limit (whichever is lower).

Some other providers don’t cover dental illness or won’t offer a policy for older cats when they reach a certain age, but this depends on the individual provider and the policy type you choose.

Your older cat’s breed does influence if you can be covered by us and other providers, as well as how much you will pay each month for your policy.

This is due to certain breeds being at a higher risk of developing specific genetic conditions.

You can choose farewell cover as an optional add on to your policy. This includes death from accidental injury or illness and cremation or burial.

Letting go of your formidable feline is never easy. You deserve the space to mark their passing without fretting over the costs.

If you’re ever faced with the difficult loss of your older cat, know that you are not alone. We’ve partnered with Blue Cross to give you bereavement support when you need it most.

You have access to a dedicated support number and can speak with trained volunteers 365 days a year, from 8.30am to 8.30pm. Find the Petsure support number in your MyPetsure account or via our claims team.

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Policy documents

Policy document

*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.

**Illnesses won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy unless you are switching from another insurer on a like for like basis with no break in cover. Other exclusions may apply to other sections.