Older dog insurance

  • No upper age limit
  • All pre-existing conditions considered*
  • No compulsory excess or bill share, even as your pet ages
  • Free 24/7 access to FirstVet video consultations

Pet insurance for older dogs you can trust

Your senior dog deserves just as much care in their twilight years. Our pet insurance for older dogs has a Defaqto 5 star rating when you choose vet fees over £4k with all optional extras included.

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Up to £15,000 vet fees

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Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.

Tailored pet insurance

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Your pet is unique. Chose your limits, excess and optional extras to create a policy that fits them like a collar.

Switch with continuous cover

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Switch to Petsure on a like for like basis, with no gap in cover, and your cover could start immediately**.

Award-winning pet insurance provider

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Defaqto 5 star rating when you choose vet fees over £4,000 with all optional add-ons included.

Basic cover alone has 3 star rating

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Two-time winner National Insurance Awards Pet Insurance Award 2022 & 2023

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Awarded Best Pet Insurance Provider at the Insurance Choice Awards 2022

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Unlimited video calls with a UK vet

Expert advice for your older dog is a video call away with FirstVet. A FirstVet consultation never counts as a claim and their UK-registered vets are available 24/7.

You have peace of mind that you can get immediate support for your senior pup whenever and as often as you need it.

Discover FirstVet

How you're covered

Choosing Petsure to protect your senior pooch gives you more than just vet fee cover. Here’s what you get from our older dog insurance.

Dental accident

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If your pet has a dental accident or injury, you’re covered up to your chosen vet fee limit. Just make sure you’re taking your pet for annual-check ups and following vet dental advice.

Behavioural treatment

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Help from an expert with your pet’s emotional and mental well-being, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with complementary therapy).

Complementary therapy

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This includes alternative treatments like hydrotherapy or acupuncture, as advised by a vet. Cover up to your chosen vet fee limit (maximum 12 sessions combined with behavioural treatment).

Emergency care

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If you have an emergency (like an unplanned hospital visit) and can’t look after your pet, you get up to £1,500 towards towards pet minding costs.

Third-party liability for dogs

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This is when your dog causes injury to someone or their pet, or causes loss or damage to another person’s property. Cover for up to £2,000,000 for legal action made against you or your dog.

Choice of optional extras

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Choose from a range of optional extras to suit your pet’s needs, such as dental illness and cover if your dog gets lost or stolen.

Compare our pet cover for older dogs†

petsure-logo-white p-only-petsurelogo ManyPets Petplan Agria
Maximum vet fees £15,000 per year £15,000 per year £12,000 per year £20,000 per year
Cover for pre-existing conditions?
No compulsory excess?
No compulsory co-payments for older pets?
Tailor limits per pet on a multi-pet policy?
Dental treatment for accidents?
Behavioural treatment and complementary therapy?

†For Lifetime policies only – details correct as of 16 June 2023 via competitor websites. Competitor products are subject to their own T&Cs. For full details of Petsure pet insurance, please read our policy documents.

No pet’s too old

Your pet deserves the best at any age. That's why we offer the most comprehensive type of cover - lifetime pet insurance.

Dog insurance

Dog insurance image
  • Up to £15,000 vet fee limit
  • Tailor your dog’s cover to suit their needs with optional extras
  • Up to £2,000,000 third party liability

Pre-existing conditions insurance

Pre-existing conditions insurance image
  • Cover for most pre-existing conditions*
  • No compulsory excess or bill share
  • Unlimited 24/7 free access to video calls with FirstVet

Multi-pet insurance

Multi-pet insurance image
  • Up to £15,000 vet fee limit
  • Cover up to eight pets on one policy
  • Set individual cover limits, excesses, and optional extras

Dog insurance

Dog insurance image
  • Up to £15,000 vet fee limit
  • Tailor your dog’s cover to suit their needs with optional extras
  • Up to £2,000,000 third party liability

Pre-existing conditions insurance

Pre-existing conditions insurance image
  • Cover for most pre-existing conditions*
  • No compulsory excess or bill share
  • Unlimited 24/7 free access to video calls with FirstVet

Multi-pet insurance

Multi-pet insurance image
  • Up to £15,000 vet fee limit
  • Cover up to eight pets on one policy
  • Set individual cover limits, excesses, and optional extras

Your Petsure cover perks

Enjoy a range of benefits to support your pet parenting and help keep your best pet pal healthy and happy.

Petsure cover perks

Keep your pets happy and healthy with unlimited 24/7 access to UK vet video calls

Petsure cover perks

Save on your first 12 repeat subscription orders of Percuro planet-friendly and nutritional dog food

Petsure cover perks

Dedicated emotional support with trained Blue Cross volunteers, 365 days a year

Discover your treats

Watch to find out why Dr Scott works with Petsure

“I’ve teamed up with Petsure as their vet ambassador. Their insurance products could cover cats and dogs, healthy or with pre-existing conditions, old or young, with great flexibility to suit both you and them.” Dr Scott Miller, ITV This Morning vet

Frequently asked questions

  • Is pet insurance worth it for older dogs?

    Having older dog insurance could give you the confidence that you’re prepared for unexpected vet bills.

    Like their humans, senior dogs get weaker as they age and become more susceptible to infections and illnesses.

    Check out these other reasons why it’s worth thinking about getting cover for your older canine.

  • How much is pet insurance for older dogs?

    How much you’ll pay for your older dog’s insurance comes down to things like their breed, age, if they have pre-existing conditions, and where you live.

  • Can I get farewell cover for my older dog?

    You can choose farewell cover as an optional add-on to your policy. This includes death from accidental injury or illness and cremation or burial.

    It’s hard to think about saying goodbye to your canine companion. Having farewell cover can give you the space to process their passing without worrying about the cost.

  • Do you offer bereavement support for pet loss?

    If you’re ever faced with the difficult experience of losing your older dog, know that you are not alone. We’ve partnered with Blue Cross to give you bereavement support when you need it most.

    You have access to a dedicated support number and can speak with trained volunteers 365 days a year, from 8.30am to 8.30pm. Find the Petsure support number in your My Petsure account or through our claims team.

  • What age is classed as older dogs for insurance?

    At Petsure, we see dogs as hitting the ‘older’ milestone when they reach the age of eight.

    But we also encourage our senior pack members to act as young as they feel!

Discover older dog guides and advice

Learn how to keep your pet happy and healthy with guidance from expert vets and behaviourists.