A new breed of

cat insurance

  • check icon Up to £15,000 vet fees
  • check icon Cover for pre-existing medical conditions
  • check icon No compulsory excess
  • check icon No upper age limit

Cat insurance with a difference

It’s time for cat insurance to change - to give you back control. Choose your vet fee limit up to £15,000, even when your cat has medical conditions.

Your cat insurance cover limits will reset every year with no limit on the number of claims per condition - as long as you continue to renew your policy with us.

On top of this, our lifetime pet insurance has a Defaqto 5 star rating when you choose vet fee cover over £4k with all optional add-ons included.


Why Petsure?

We’re standing up to pet inequality. So whether you’re looking to cover your kitten or senior cat, there’s no upper age limit.

And no nasty compulsory excesses. So here’s to cat insurance that’s more purr and less ergh.

A picture of four Pooodle cross dogs with different coat colours running together outside

Multi-pet insurance

Cover more than one cat and even your dog with our multi-pet insurance. You can even set individual limits to suit each of your pets needs.

Find out more

Compare our cat cover

petsure-white p-only-petsurelogo ManyPets Petplan Agria
Maximum vet fees £15k per year £15k per year £12k per year £20k per year
Cover for pre-existing conditions?
No compulsory excess?
No compulsory co-payments for older pets?
Tailor limits per pet on a multi-pet policy?

Get a quote

†For Lifetime policies only – details correct as of 12 February 2024 via competitor websites. Competitor products are subject to their own T&Cs. For full details of Petsure pet insurance, please read our policy wording.

Cover for cats with medical conditions

Cats aren’t just the rulers of our homes, they’re also loved members of our families. Whether they have conditions* or not, we believe they should be treated fairly.

When you’re getting a quote, we’ll ask you about the health of your cat to give you a fair price. You’ll also have a choice of cover limits for your cat with no upper age limit. Let’s give pet prejudice the middle-claw.

So if you’re feeling trapped with soaring costs with your existing provider, switch to Petsure and your cover could start immediately**.

Get a quote

Product facts

Lifetime cat insurance is the most comprehensive type of pet insurance you can buy. It’s the cat’s whiskers. Your cat doesn’t have to be a kitten to take out cat insurance with us.

Benefits of Petsure cat insurance include:

  • Vet fees covered up to your policy limits each year
  • Covers recurring or chronic conditions through the lifetime of your policy
  • Your policy limits reset each year – as long as you renew and there’s no break in cover.

Find out more about Petsure pet insurance.

Your cat may be agile and independent, but they can also fall ill or have accidents. And if that happens, you want to be able to give them the best care possible without worrying about the cost.

According to the Association of British Insurers (ABI), the average cost of pet claims in 2021 was £848. Having cat insurance could give you the reassurance that your favourite feline is covered for the unexpected.

Some other insurers set upper age limits on buying cat insurance. We don’t. All we ask is your cat is more than 4 weeks old.

Many also introduce mandatory contributions if you need to claim. These are usually called ‘co-payments’ and are paid on top of your excess payment when your cat reaches a certain age – usually 10 years old. With us, this is always your choice.

When you’re setting up your policy, you have the power to decide how much you’re willing to pay if you need to claim – it’s also a way to keep your premium down. If you always want us to pay the whole bill up to your policy limits then you can set your excess to £0 and a 0% voluntary bill share. This will increase the price you pay, but means you’ll never be out of pocket when you claim.

You can take out pet insurance for your kitten when they are as little as 4 weeks old. Accidents can happen at any time, even with kittens who are exploring a new world. Without free healthcare to rely on as we do, you’ll have to pay the entire vet fee bill yourself.

It’s your choice as to when you take out cat insurance, but it is a risk to leave your kitten uninsured.

You can add optional Missing Pet cover to your policy. This gives you help in recovering your cat with advertising costs and also in offering a reward for their safe return.

This covers you up to the market value of your cat or your cover amount – if your cat is lost, stolen or strays and you’re not reunited in 30 days.

If you’re not switching over your policy to us from another provider, you can claim after the following times, depending on the type of claim:

Accidental injuries – 2 days
Illnesses – 14 days
Missing pets – 14 days

If you do need help with any of the above situations within these timeframes, you’ll need to pay the bill yourself.


If you are switching from another provider, you could claim on your Petsure policy from the cover start date as long as:

  • There’s no break in between your cover.
  • The claim you want to make would have been covered with your previous provider.
  • And you’re also covered for the claim with your new Petsure policy.

Join Petsure today

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Policy documents

Policy documents

*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.

**Illnesses won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy unless you are switching from another insurer on a like for like basis with no break in cover. Other exclusions may apply to other sections.