The cat insurance
they deserve

Lifetime cat insurance with a difference

It’s time for cat insurance to change – to give you back control. Choose your lifetime vet fee limit up to £15,000 – even when your cat has medical conditions.

Your lifetime cat insurance cover limits will reset every year with no limit on the number of claims per condition – as long as you continue to renew your policy with us.

Get a quote

Why Petsure?

We’re standing up to pet inequality. So whether you’re looking to cover your kitten or senior cat, there’s no upper age limit. And no nasty compulsory excesses. So here’s to cat insurance that’s more purr and less ergh.

Up to £15,000 lifetime vet fees

Cover for pre-existing medical conditions

No compulsory excess

No upper age limit

Multi-pet insurance

Cover more than one cat and even your dog with our multi-pet insurance. You can even set individual limits to suit each of your pets needs.

Find out more

Cat insurance reviews

How our cat insurance stacks up

Bought By Many Waggel Animal Friends
Maximum vet fees £15k per year £15k per year £10k per year £6k per year
Cover for pre-existing conditions?
No compulsory excess?
No compulsory co-payments for older pets?
Tailor limits per pet on a multi-pet policy?

Get a quote

Cover for cats with medical conditions

Cats aren’t just the rulers of our homes, they’re also loved members of our families. Whether they have conditions or not, we believe they should be treated fairly.

When you’re getting a quote, we’ll ask you about the health of your cat to give you a fair price. You’ll also have a choice of cover limits for your cat with no upper age limit. Let’s give pet prejudice the middle-claw.

So if you’re feeling trapped with soaring costs with your existing provider, switch to Petsure and your cover could start immediately.

Get a quote

Product Facts

Lifetime cat insurance is the most comprehensive type of pet insurance you can buy. It’s the cat’s whiskers. Your cat doesn’t have to be a kitten to take out lifetime cat insurance with us.

Benefits of lifetime cat insurance include:

  • Vet fees covered up to your policy limits each year
  • Covers recurring or chronic conditions through the lifetime of your policy
  • Your policy limits reset each year – as long as you renew and there’s no break in cover.

Some other insurers set upper age limits on buying cat insurance. We don’t. All we ask is your cat is more than 4 weeks old.

Many also introduce mandatory contributions if you need to claim. These are usually called ‘co-payments’ and are paid on top of your excess payment when your cat reaches a certain age – usually 10 years old. With us, this is always your choice.

When you’re setting up your policy, you have the power to decide how much you’re willing to pay if you need to claim – it’s also a way to keep your premium down. If you always want us to pay the whole bill up to your policy limits then you can set your excess to £0 and a 0% voluntary bill share. This will increase the price you pay, but means you’ll never be out of pocket when you claim.

You can take out cat insurance when your kitten is as little as 4 weeks old. Accidents can happen at any time, even with kittens who are exploring a new world. Without free healthcare to rely on as we do, you’ll have to pay the entire vet fee bill yourself.

It’s your choice as to when you take out cat insurance, but it is a risk to leave your kitten uninsured.

Join Petsure today

Get a quote

Policy documents

Policy documents

*data from 2020-21 from our claims provider, Insurance Factory

† For Lifetime policies only – details correct as of 2 June 2021 via competitor websites. Competitor products are subject to their own terms and conditions and for full details of the Petsure pet insurance please read our policy wording.

No exclusion periods apply as long as you’re switching with the same level of cover from your current provider.