Petsure pet insurance

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Join us in raising a paw for more inclusive pet insurance. Choose cover that’s fair and flexible for your cat or dog, even if they’re older or have pre-existing conditions.

Award-winning pet insurance provider

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Defaqto 5 Star Rating when you choose vet fees over £4,000 with all optional add-ons included

Basic cover alone has 3 Star Rating

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Two time winner of the National Insurance Awards Pet Insurance Award 2022 & 2023

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Awarded Best Pet Insurance Provider at the Insurance Choice Awards 2022

Why choose Petsure?

It’s time for more inclusive pet insurance. Something that works for you and your pet – even if they have pre-existing medical conditions.

Up to £15,000 vet fees

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Choose vet fee cover from £1,000 to £15,000 to suit your pet’s needs. Your limit resets each year you renew.

Cover for pre-existing conditions

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We’re setting new standards for pets with medical conditions. If your pet has a pre-existing condition, they could be covered*.

No compulsory excess

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The power is in your paws to choose an excess or bill share. It’s all about flexible cover that works for your pet.

No upper age limit

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Your pet deserves pet insurance at any age; so let’s put an end to prejudice against older cats and dogs.

Tailored pet insurance

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Your pet is unique. Choose your limits, excess and optional extras to create a policy that fits them like a collar.

Switch with continuous cover

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Switching to petsure with back-to-back cover from your current provider? You could be covered from the very start of your policy**.

Watch to find out why Dr Scott works with Petsure

“I’ve teamed up with Petsure as their vet ambassador. Their insurance products could cover cats and dogs, healthy or with pre-existing conditions, old or young, with great flexibility to suit both you and them.” Dr Scott Miller, ITV This Morning vet

No pet's too old

Your pet deserves the best at any age. That's why we offer the most comprehensive type of cover - lifetime pet insurance.

Dog insurance

Dog insurance image
  • Up to £15,000 vet fee limit
  • Tailor your dog's cover to suit their needs with optional add-ons
  • Up to £2,000,000 third party liability cover

Cat insurance

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  • Up to £15,000 vet fee limit
  • Choose optional add-ons to make your cat's cover fit like a collar
  • Cover for behavioural treatment and complementary therapy

Multi-pet insurance

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  • Up to £15,000 vet fee limit per pet
  • Cover up to a total of eight cats and dogs on one policy
  • Set individual cover limits, excesses, and optional extras

Dog insurance

Dog insurance image
  • Up to £15,000 vet fee limit
  • Tailor your dog's cover to suit their needs with optional add-ons
  • Up to £2,000,000 third party liability cover

Cat insurance

Cat insurance image
  • Up to £15,000 vet fee limit
  • Choose optional add-ons to make your cat's cover fit like a collar
  • Cover for behavioural treatment and complementary therapy

Multi-pet insurance

Multi-pet insurance image
  • Up to £15,000 vet fee limit per pet
  • Cover up to a total of eight cats and dogs on one policy
  • Set individual cover limits, excesses, and optional extras

Compare our pet cover

petsure-logo-white p-only-petsurelogo ManyPets Petplan Agria
Maximum vet fees £15,000 per year £15,000 per year £12,000 per year £20,000 per year
Cover for pre-existing conditions?
No compulsory excess?
No compulsory co-payments for older pets?
Tailor limits per pet on a multi-pet policy?

†For Lifetime policies only – details correct as of 16 June 2023 via competitor websites. Competitor products are subject to their own T&Cs. For full details of Petsure pet insurance, please read our policy documents.

Petsure insurance that gives you confidence

Flexible cover that’s trusted by pet owners like you

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Unlimited free 24/7 access to vet video calls

Keep your pets happy and healthy with unlimited free access to an experienced UK-registered vet 24/7 with FirstVet when you join Petsure.

More about FirstVet

Frequently asked questions

  • What does pet insurance cover?

    Pet insurance covers your pet if they need treatment for an accident or illness.

    The amount of cover you get depends on the type of pet insurance and what limits you choose. Find out more about the different types of pet insurance.

    With Petsure pet insurance, your pet’s declared accepted conditions are covered for the life of your policy, as long as you continue to renew each year.

    Petsure cover includes:

    • Vet fees
      > Behavioural treatment
      > Complementary therapy
      > Dental accidents
      > Euthanasia
      > MRI/CT scans
      > Cruciate ligaments
    • Emergency care
    • Third party liability for dogs

    You can also add on optional extras like

    • Travel and Holiday cover
    • Dental Illness
    • Missing Pet cover
    • Farewell cover
  • What won't be covered by pet insurance?

    Some of the things Petsure pet insurance doesn’t cover include:

    • Routine and preventative treatments (like flea and worming)
    • Vaccinations
    • Neutering
    • Routine teeth cleaning
    • Routine or investigative tests (unless to diagnose a new or worsening condition covered under your policy)
  • How much does pet insurance cost?

    The cost of pet insurance is different for each pet and is based on your chosen vet fee limit, excess, bill share, and cover options.

    Where you live, your pet’s age, breed, and conditions, to name but a few, can also affect the price of your cover.

    It can be tricky to decide what annual vet fee limit to get with your pet insurance. Here’s what can help you choose the vet fee limit for your pet’s cover:

    • Researching what conditions can affect each breed and the average cost to treat these conditions
    • Checking what your local vet charges for emergency treatment in case your pet has an accident
  • Is pet insurance worth it?

    It’s completely your choice whether to buy pet insurance.

    Remember, there’s no NHS for pets if they’re poorly or get in a scrape. So you’ll have to pay for everything yourself if you don’t have vet fee cover to put towards their treatment costs.

    Having cover gives some owners peace of mind that their best pet pal is protected if they fall ill.

    Pet insurance can also give you benefits and options beyond vet fees, such as emergency care and money towards advertising your missing pet. Discover why having dog insurance and cat cover is important.

  • Does pet insurance cover dental treatment?

    Petsure pet insurance includes cover for dental accidents as standard.

    Your pet won’t be covered for routine and preventative treatments such as a scale and polish. Unless this is to relieve suffering due to dental illness and you’ve bought our optional dental illness cover.

  • Can I get cover to travel with my pet?

    You can add Travel and Holiday cover to your Petsure policy for trips in the UK and overseas.

    This gives you cover for:

    • Up to 183 days each policy year (max 90 days per trip)
    • Vet fees abroad up to your chosen vet fee limit
    • Emergency repatriation of your pet while abroad or in the UK
    • Trip cancellation because of your pet (up to £5,000 per person)
  • When should I take out pet insurance?

    Accidents can happen at any time and the risk of falling ill increases as your pet ages.

    Having pet insurance in place as soon as possible can give you the reassurance they’re protected and enjoy living their best life.

    Many pet insurers won’t take on new pets after a certain age, which is usually 8 for dogs and 10 for cats.

    Petsure has no upper age limit and can cover your puppy or kitten from four weeks of age.

    You can also switch with no break in cover if you’re moving on a like-for-like basis from another provider.

*Cover for pre-existing medical conditions is subject to acceptance. They will not be covered unless you have declared them and they are shown on your Confirmation of Cover.

**Illnesses won’t be covered in the first 14 days and accidents won’t be covered in the first 2 days of the policy unless you are switching from another insurer on a like for like basis with no break in cover. Other exclusions may apply to other sections. test