Pets are our loyal companions and much-loved family members, helping to boost our mental and physical health. So it’s only fair that we do as much as possible to keep them healthy and happy too.
One way to help take care of your best pet pal is to be confident that you’re prepared for unexpected vet bills.
Let’s take a look at the reasons why it’s worth getting pet insurance for your top dog or cat.
Your pet may need treatment from a vet if they become poorly or have an accident. Bills can run into thousands of pounds depending on what treatment is needed.
Vet costs could also become an expensive long-term outgoing if your pet develops a chronic illness or has multiple conditions at the same time.
Having pet insurance can give you peace of mind that they’re covered for unplanned or ongoing vet expenses. After all, you want to do right by your pet and be able to focus on getting them better.
Some pet parents choose to set aside money each week or month instead of paying for insurance, known as self-insuring. This approach can be risky because:
Pet insurance covers you for vet treatment up to your vet fee limit. With a Petsure policy, you can choose a limit between £1,000 and £15,000 to suit you and your pet’s needs.
Included in your Petsure vet fee limit is cover for:
You’re also covered for things like:
According to the Association of British Insurers (ABI), the average cost of UK pet insurance in 2022 was £327 for a year.
How much you’ll pay to insure your pet differs based on:
The ABI found that the average cost of a claim in 2022 was £777.
Vet costs vary based on a number of things, including where you live in the UK and what treatment your pet is having.
Read this article on understanding vet fees to find out more about how vet costs work.
To give you an idea of what a trip to the vet could cost you, here’s some average costs of illness and injury claims collected by Nimblefins:
It’s also worth being aware that these claim costs don’t take into account ongoing costs where a new condition might need more treatment down the line or regular trips to the vets.
There are a variety of pet insurance options available to cover your four-legged pal, including lifetime, maximum benefit, time-limited, and accident-only.
If you’d like to find out more about different types of pet insurance, check out this article on how to choose the best insurance for your pet.
Petsure only offers lifetime pet insurance as we believe it’s the most comprehensive cover out there. Here’s what you need to know about how our lifetime pet insurance works.
It’s important to think carefully about your vet fee limit and not choose the lowest amount available simply because it’s the cheapest.
When deciding how much pet insurance to take out, you’ll want to keep in mind:
At Petsure, we don’t believe in a one size fits all policy. That’s why you can tailor your pet’s cover to suit their individual needs with a range of optional extras.
Choose if you’d like to add on:
You never know when your best pet pal will get into a scrape or fall ill. Although you don’t want to think about something happening to them, it’s always good to plan ahead and be prepared.
While getting the right level of cover to protect your pet is important, we understand that it also has to work with your budget.
Here’s some ways you can save money on your pet insurance:
Start protecting your best pet pal today with comprehensive pet insurance from Petsure.